We at Smartway Advisors understand this very well.  You are responsible, hard working, got a great job, but you recently checked your credit and your score is under 650 and you feel like you’ve been kicked in the stomach.  There are ways to fix this and more importantly, if you need a car, and a reasonable loan, you do not have to take the high interest rate loans being offered.  More importantly, we do not see you as credit challenged, we see you as needing some advice on getting your score back up.  Hence our name, Smartway Advisors, we help good people succeed.  OK, let’s get real, you probably were late on a few payments, got busy, and got behind. OK, time to be on time from here on out!  Your score will go up, and in the mean time, we have a great loan program – Trust Funding® – perfect for people needing a loan, at a great loan rate (how’s 9.99% APR**), and a fresh start.  Give us a call!

**APR = ANNUAL PERCENTAGE RATE. Rates are based on your credit history and credit qualifications. Rate offered by Unitus Community Credit Union is effective 5/1/10 and is subject to change without notice. Certain restrictions apply for program eligibility.  Unitus Community Credit Union membership is required and is open to anyone who lives or works in (Oregon state) Washington, Clackamas, Yamhill, Polk, Multnomah, Marion counties and Clark (Washington state) county.