Can you believe that we are already a fourth of the way through January?  It goes to show how time flies in these days & times!  Many of us made big promises to change this New Year.  How are you doing?  Me, I’m batting about 50%.  Goes to show how difficult maintaining New Year’s resolutions truly are for most of us.  If you do nothing this year but commit to a healthy life style and managing your finances more effectively, you will far outpace most people.  Many of us have a tendency to make everything w e do a priority.  I suggest distinguishing between the nice to do, the important, and the critical items in your life.

If you put the two areas that I mentioned above in the critical category, I believe you will have laid a very strong foundation for the year and your life.  As promised in my December Blog, we can help you in the “Managing Your Finance” category.  Log onto Unitus’ website and look for the big icon that says:  Total Finance.  It is near the top of this page.  It is a wonderful tool that IF utilized, can provide that financial foundation and a lot more.  Also, Smartway Advisors will be rolling out Dave Ramsey’s FPU (Financial Piece University) in March.  Give us a call at 503-795-7700, if you have an interest in participating.  Our entire staff is completing this curriculum throughout the first quarter this year.

Take a moment and get out of the rat race and do something good and impactful for you and your family that will really make a difference.  If you wait or hesitate, the chance of you taking this step grow slimmer every day.  Now, that’s what I call something ‘CRITICAL.”