The smart way to finance your next car

Trust Funding® is an integrated auto financing and purchase program designed for working people with bad credit or credit challenges, who want to rebuild their credit. The qualifications are based on your employment history, not on your credit score.

Eliminate those crushing finance interest rates and high payments. Get a fixed interest rate of 12.99% APR** with an auto loan provided by one of our preferred financial partners.

• Get a dependable car you can afford.
• Rebuild your credit for a better future.
• Low down payment.
• No minimum credit score.
• Loan qualification based on employment history.
• Other criteria apply

**APR = Annual Percentage Rate. Rate offered by Unitus Community Credit Union, TwinStar Credit Union or Oregon Community Credit Union as of 4/1/2011 and is subject to change without notice. Certain restrictions apply for program eligibility. Membership to Unitus Community Credit Union, TwinStar or Oregon Community Credit Union required.

The loan qualification process includes credit counseling and the establishment of a household budget. If you qualify, you'll choose from a selection of dependable, pre-owned cars that are pre-approved for a 100,000-mile service contract. When you qualify for a Trust Funding auto loan, you'll be driving a quality, pre-owned vehicle that's right for you, and you'll be rebuilding your credit the smart way.

Benefits to you

The Trust Funding loan qualification process includes credit counseling and the establishment of a household budget.

• If you qualify, you'll choose from a selection of dependable, pre-owned cars that are pre-approved for a 100,000-mile service contract.
• When you qualify for a Trust Funding auto loan, you'll be driving a quality vehicle that's right for you and you'll be rebuilding your credit the “smart way.”
• To learn more about the Smartway Advisors Trust Funding program click on the informational video interviews located on the Video Page, or complete our online pre-qualification form and get on the path to a better vehicle loan.