The holidays bring new hope, new challenges and the promise of a new year lifting our spirits as we get our financial house in order.
Dave's Notes
There is so much information out there today, it often seems like we are in an overload situation much of the time! All of us at Smartway Advisors continue to look for ways to bring you even more value. This winter, we're really focusing on our "Touch" program, which begins right after you have utilized our services.
Many of you are fighting the good fight to truly build or rebuild your credit, so we have sourced a wonderful new website based in Portland that we believe will provide you a one-stop shopping experience to all things consumer care related. In fact the site is consumer-care.com. Check it out. I think you'll find some real value, especially the informative videos on handling debt.
Dedicate some time today to achieve your financial peace, and let us know if we can help in any way!
Dave Daniels - SA General Manager
The Smart Memo
ASR! Keep Your Car, Lose The High Interest
Many of you may not need our new refinancing program AutoSmart Refi™ (ASR) because you've already enrolled in our Trust Funding or Credit Builder programs. But you can always refer a friend or a family member to the ASR program.
ASR allows them to reduce their high-interest rate on the car they already own. If they're stuck with a high-interest rate, ASR can reduce that rate to under 13% if they qualify. Also, if you have more than one vehicle, you should consider refinancing that second car (if you're in a high-interest rate and want to keep your vehicle).
Here are 3 great benefits to refinancing with ASR:
Don't forget! If you refer just one person to any of our programs, you get to choose one of these FREE audio books - Dave Ramsey's, The Total Money Makeover: A Proven Plan for Financial Fitness - OR - Suze Orman's, The 9 Steps to Financial Freedom.
We Make It A Point To Reach Out With Our Touch Program
We stay in touch so you can stay in touch with rebuilding your financial future.
Our Touch Program is designed to stay in touch with you for a period of 12 months to give you ideas, tools and recommend programs to help improve your financial life.
Anyone who completes 12 consecutive on-time payments and stays in good standing, qualifies for an unsecured VISA "credit" card "with a $500 limit" as a reward.
As mentioned in Dave's notes we've also found a resource we think you'll find valuable - a new website based in Portland that will provide a one-stop-shopping experience to all things consumer care related: consumer-care.com. Check it out.
Special Dave Ramsey Winter FPU Offer
It's our mission at Smartway Advisors to not only help you finance your next vehicle but to help you rebuild your credit and your financial life.
Get this amazing kit valued at $200.00, for only $79.00 now through December 2011 only from Smartway Advisors. This offer is extended to you and your family members. Call us today to order 503-795-7700
This additional credit union adds 22 branches throughout much of the state of Washington south of Seattle and south on the I-5 Corridor all the way into Portland.
We are excited to expand our Trust Funding program to these fine communities. If you are already a member of the TwinStar Credit Union family, then visit their website at www.twinstarcu.com for all 22 branch locations and ask them about the Smartway Advisor programs!
Smartway Advisors is now offering an auto refinance loan on your vehicle to get you a lower interest rate. Rates as low as 12.99% APR with the new AutoSmart Refi loan.
**APR - Annual Percentage Rate offered by Unitus Community Credit Union as of 1/1/11 and is subject to change without notice. Certain restrictions apply for program eligibility. Unitus Community Credit Union membership required and anyone who lives in Washington, Clackamas, Yamhill, Polk, Multnomah, Marion counties, and Clark County is eligible for membership.
Smartway Advisors Referral Rewards
Refer your friends and
family to Smartway Advisors and when they purchase
