Welcome to Smartway Advisors First Quarterly Newsletter!
It's time to get smart about repairing your damaged credit, about freeing yourself from high interest loans and about finding the automobile you need at a price you can afford. Every quarter we'll be reaching out to you with our newsletter to keep you informed about all the good things we're doing as we help you rebuild your credit and reshape your financial goals. By now, we hope we've earned your trust so you'll continue to rely on us - just as you would a friend - for advice and peace of mind. We want to help you succeed through these challenging times and continue to provide support and guidance for your ongoing credit future.
Dave's Promise
My promise to you is that we're genuine. There are no back room deals, hidden agendas or blatant scams. I know that many of you have come to us after having been treated unfairly, steered into high interest rates or offered poor quality cars by other organizations. As General Manager of Smartway Advisors I see this every day. That's why your perception of our service is my highest priority and every day I make it my business to fulfill your expectations. Our company spends a lot of time and energy cultivating an environment designed especially for you that's courteous, caring and most of all - genuine. Our goal is to help you succeed. To do that, we have to be genuine.
Dave Daniels
SA General Manager
Keep A Watchful Eye...
On your credit score! As a friendly reminder, we recommend that you check your credit score on a regular basis for two important reasons:
To watch for fraud/check for errors
To chart your course toward good credit
If you have a car loan with Unitus Community Credit Union, maintain a Rewards or Right Choice Checking account, and have e-statements enabled, you can likely track your credit score monthly in uOnline at no added cost. To learn more, simply contact Unitus at (503) 227-5571 or 1-800-452-0900.
The Smart Memo Scams, tricks and predatory lending practices.
Get even smarter! Read this segment and share it with friends and family. The more you know about shady lender tactics the better.
This quarter's Smart Memo: High Interest Car Loans
Many people (you may have been one yourself) are stuck in loans with up to a 36% interest rate per month. It's a common trick for a predatory lender to say, "You won't get a better deal elsewhere - this is your only chance!" Their goal is to scare a person into a loan as a last resort. Watch out for this... it's simply not true! We say it's time to knock out those high interest rates! We've helped many people get out from under this crushing financial burden through refinancing and restructuring. Get smart, be informed and stay on course.
Smartway Referral Rewards Your Chance to Win Gifts and Cash
Are you happy with your Trust Funding®, Credit Builder™, or Auto Resource™ program? If so, then recommend any one of them to friends and family and you could win gifts and cash. You have three ways to collect rewards:
With every referral you will receive one of two special gift audio books - Dave Ramsey's, The Total Money Makeover: A Proven Plan for Financial Fitness or Suze Orman's, The 9 Steps to Financial Freedom.
You'll be entered into a random drawing to win a one-month car payment (up to $500 Value).
If you refer someone and they qualify and purchase a car, you get a $100 Bonus!
This is our way of saying thanks to people like you who've shown that through hard work and perseverance, you can achieve success. This contest is good through September 30th, so get your referrals in early. Here's our web site link: www.SmartwayAdvisors.com.
Did You Know?
We're in Salem! We recently expanded our service in the Salem area to include five different dealerships and have Smartway Advisors staff available! All of our programs - Trust Funding, Credit Builder and Auto Resource are offered.
Call our main line for assistance (503) 795-7700
The Unitus Connection
If you are a Trust Funding and Credit Builder loan customer, you're automatically a member of Unitus Community Credit Union. Unitus backs all of our loans and is one of the leading credit unions in the region. Our partnership with Unitus enables you to take advantage of the wealth of information and support materials offered through their FREE seminars such as:
Home buying seminar
Understanding your credit
Managing your budget
Unitus is proud to offer these educational seminars to its members at no cost. At every seminar light refreshments are served and there's even a door prize! So what are you waiting for? We encourage you to visit their web site www.unitusccu.com to learn more about these programs.
Each quarter we'll be sharing true success stories. We recently launched a new video forum on our web site. Meet Lisa - a mom who needed our help.
Don't Lose Sight of the Basics Are you doing your monthly budget? If you are congratulations! This is a remarkable step toward personal financial management and rebuilding your credit. If you've tapered off, start again this month. We know it's challenging, but it's important for your success.
Keep A Watchful Eye...
